10 Best Fuel Cards For Truck Owners In 2024
The best fuel cards for truck owners are Matrack Fuel Card, Wex Fleet Card, and Fuelman Fuel Card, based on our expert testing team.
Fuel cards are helpful tools for trucking businesses to manage fuel costs and keep things running smoothly. They are designed for truck owners and drivers.. They offer benefits like fuel discounts, expense tracking, and access to many fueling stations.Some cards offer extra benefits, like savings on maintenance and tolls. This helps manage one of the biggest costs in trucking: fuel.
In 2024, choosing the right fuel card can save you money and improve your business. To help you decide, we’ve listed the 10 best fuel cards for trucking. We focus on the key features they offer for truck owners and fleets.
Our Top Choices For Best Fuel Cards For Truck Owners
- Best For: Fleets prioritizing cost reduction and route optimization
- Fuel Savings: Up to 50 cents per gallon
- Acceptance Network: 95% of U.S. fuel stations
- Rebates/Discounts: $2000+ annual savings per vehicle
- Key Features: Live pricing, GPS routing, IFTA support
- Best For: Fleets needing robust controls and broad acceptance
- Fuel Savings: Up to 3 cents per gallon
- Acceptance Network: 95% of U.S. fuel stations
- Rebates/Discounts: Up to 3 cents per gallon
- Key Features: Purchase alerts, advanced controls, app for cheap fuel
- Best For: Fleets wanting flexibility with maintenance management
- Fuel Savings: Varies with rebates
- Acceptance Network: Wide network including Exxon, Chevron, Love's
- Rebates/Discounts: Varies by location
- Key Features: Expense tracking, driver controls, maintenance tools
- Best For: Fleets seeking comprehensive control and fraud prevention
- Fuel Savings: Limited discounts
- Acceptance Network: 12,000+ truck stops
- Rebates/Discounts: Minimal
- Key Features: Fraud prevention, account consolidation, cash advances
- Best For: Fleets focusing on Shell fuel savings
- Fuel Savings: Up to 5 cents per gallon
- Acceptance Network: Shell and 95% of U.S. fuel stations
- Rebates/Discounts: Up to 5 cents per gallon
- Key Features: Driver IDs, fraud prevention, detailed reporting
- Best For: Exxon/Mobil loyal customers
- Fuel Savings: Up to 6 cents per gallon
- Acceptance Network: Exxon, Mobil, and 95% of U.S. stations
- Rebates/Discounts: Up to 6 cents per gallon
- Key Features: Flexible limits, no fees, automatic tracking
- Best For: Larger fleets benefiting from volume rebates
- Fuel Savings: Up to 7 cents per gallon (volume-based)
- Acceptance Network: BP, Amoco, and Mastercard locations
- Rebates/Discounts: Volume-based rebates up to 7 cents
- Key Features: Online expense control, broad acceptance
- Best For: Small and large fleets seeking maintenance savings
- Fuel Savings: Up to 65% on tires and additional discounts
- Acceptance Network: 15,000+ locations nationwide
- Rebates/Discounts: Discounts on fuel, tires, and maintenance
- Key Features: Zero transaction fees, maintenance discounts
- Best For: Fleets prioritizing per-gallon savings
- Fuel Savings: Average 25 cents per gallon
- Acceptance Network: 3,000+ stations including Pilot Flying J
- Rebates/Discounts: 25 cents per gallon
- Key Features: Flexible credit, fraud tools, no annual fees
- Best For: Truck owners needing fuel savings and credit
- Fuel Savings: Competitive pricing and rewards on fuel
- Acceptance Network: 800+ Pilot Flying J and One9 locations
- Rebates/Discounts: Up to 5 points per gallon with PushForPoints®
- Key Features: No fees, fast approval, higher credit limits
How We Tested Fuel Cards For Truck Owners
We tested fuel cards for truck owners by looking at discounts, network coverage, ease of use, and expense tracking features. We also checked for extras like roadside assistance. Each card was evaluated for cost, convenience, and benefits to help truck owners choose the best option.
10 Best Fuel Cards For Truck Owners
Matrack Fuel Card
Matrack Fuel Card is well-suited for truck owners, helping fleets save at least $2,000 per vehicle annually. It uses live pricing to guide drivers to the cheapest fueling options, saving up to 50 cents per gallon. The platform also allows truckers to find the nearest and most cost-effective gas stations with a simple click.
Additional features include real-time fuel expense tracking, transaction limits, and GPS location-stamped records. 95% of U.S. fuel stations accept this card. It makes fuel management easier and cuts costs for truck owners.
Product Highlights
- Save up to $2,000 per vehicle annually.
- Routes drivers to the cheapest gas stations, saving up to 50 cents per gallon.
- Accepted at 95% of U.S. fuel stations.
- Real-time transaction tracking with GPS location-stamped charges.
- Simplified IFTA tax calculations and dispatch tools.
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ Significant fuel savings with live price updates | ❌ Features may require a learning curve for new users |
| ✅ Advanced tracking and monitoring features | ❌ Limited perks outside fuel savings and management |
| ✅ Easy-to-use platform with fuel management controls | |
| ✅ Wide acceptance at fuel stations |
WEX Fleet Card
WEX Fleet Card helps truck owners save money on fuel. It offers rebates of up to 3 cents per gallon. You can use it at most gas stations in the U.S. The WEX Connect app helps drivers find cheap fuel options along their routes.
This card also provides real-time expense tracking, purchase alerts, and advanced spending controls to prevent misuse. With detailed accounting reports and mobile access, it’s a straightforward solution for managing fleet fuel costs.
Product Highlights
- Earn up to 3 cents per gallon in rebates.
- Accepted at 95% of U.S. fuel stations.
- WEX Connect app to find the cheapest fuel nearby.
- Advanced purchase controls and real-time alerts.
- Detailed reporting and mobile account access.
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ Wide acceptance and flexibility | ❌ Rebate amounts may not be the highest compared to competitors |
| ✅ Simple expense tracking and reporting | ❌ Features like advanced reporting may require customization |
| ✅ Strong spending controls to reduce misuse | |
| ✅ Exclusive discounts on fuel and other business essentials |
Fuelman Fuel Card
Fuelman Fuel Card is a smart option for truck owners. It provides rebates at big fuel stations like Exxon and Love’s. It helps track expenses by driver and vehicle, ensuring better cost management.
Truck owners can set spending limits and receive transaction alerts for added control. With wide acceptance and support for maintenance management, this card helps reduce costs and streamline operations for trucking businesses.
Product Highlights
- Rebates available at major stations like Exxon, Chevron, and Love’s.
- Real-time expense tracking and alerts.
- Supports fleet maintenance management.
- Helps monitor and control spending by vehicle and driver.
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ Flexible usage across various fuel networks | ❌ Limited rewards outside of fuel rebates |
| ✅ Comprehensive expense tracking | ❌ Monthly fees may apply depending on the plan |
| ✅ Maintenance management features add value |
EFS Fuel Card
EFS Fuel Card is designed for truck owners, providing access to over 12,000 truck stops in North America. It includes features like real-time spending controls, fraud prevention, and consolidated expense tracking.
This card simplifies fuel management by integrating fuel purchases, cash advances, and other fleet expenses into one platform. It’s an efficient tool for controlling costs and improving operational efficiency.
Product Highlights
- Accepted at 12,000+ truck stops across North America.
- Real-time spending controls and fraud prevention.
- Consolidated account management for fuel and cash advances.
- Seamless integration with third-party systems.
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ Wide acceptance in truck stops | ❌ Limited discounts compared to other cards |
| ✅ Strong security and fraud controls | ❌ Some advanced features may require integration efforts |
| ✅ Simplifies cash advances and fuel tracking |
Shell Fleet Navigator Card
Shell Fleet Navigator Card helps truck owners save up to 5 cents per gallon at Shell stations. It also provides access to most of the fuel stations in the U.S. Fleet managers can control and track fuel spending with real-time tools.
This card provides detailed reports for expense tracking and helps reduce fraud with secure controls like driver IDs. It’s a reliable option for truckers focused on cost efficiency.
Product Highlights
- Save up to 5 cents per gallon at Shell stations.
- Accepted at 95% of U.S. fuel stations.
- Real-time purchase monitoring and control.
- Secure with driver IDs and fraud prevention tools.
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ Reliable fuel savings at Shell and other locations | ❌ Savings are higher only at Shell-branded stations |
| ✅ Excellent tools for tracking and managing expenses | ❌ Fewer perks for non-Shell station users |
| ✅ 24/7 customer service availability |
ExxonMobil Business Fleet Card
ExxonMobil Business Fleet Card provides truck owners with up to 6 cents per gallon in rebates at Exxon and Mobil stations. It also allows fueling at 95% of U.S. stations, offering flexibility for drivers.
Managers can monitor expenses, set spending limits, and access detailed purchase data. This card simplifies fuel tracking and saves costs for trucking businesses of all sizes.
Product Highlights
- Rebates of up to 6 cents per gallon at Exxon and Mobil stations.
- Accepted at 95% of U.S. fuel stations.
- Automatic accounting and expense tracking.
- Flexible spending limits for employees.
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ High rebates at Exxon and Mobil | ❌ Focused on Exxon and Mobil stations for maximum savings |
| ✅ Easy-to-use tracking and reporting | ❌ Limited additional features compared to competitors |
| ✅ No setup or annual fees |
BP Business Solutions Mastercard
BP Business Solutions Mastercard gives you up to 7 cents back for every gallon. You can use it at BP, Amoco, and other Mastercard locations. It gives truck owners the flexibility to set spending limits and track expenses online.
This card removes the need for paper receipts. It offers automated reporting, which helps truckers manage fuel costs and stay organized.
Product Highlights
- Rebates of up to 7 cents per gallon based on volume.
- Accepted at BP, Amoco, and Mastercard locations.
- Online controls to set limits and track expenses.
- No need for paper receipts with automated reporting.
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ High rebates for larger fleets | ❌ Rebates may not appeal to small fleets with low fuel volume |
| ✅ Broad acceptance due to Mastercard integration | ❌ Limited station-specific perks outside BP and Amoco |
| ✅ Simplifies fleet expense tracking |
Comdata Fleet Card
Comdata Fleet Card helps truck owners save on fuel and maintenance, offering discounts at over 15,000 locations nationwide. It provides up to 65% savings on tires and other services, making it a cost-effective option.
This card offers 24/7 support, fraud prevention, and online account management. It makes fuel-related tasks easier for small and large trucking fleets.
Product Highlights
- Accepted at over 15,000 locations nationwide.
- Discounts up to 65% on tires and retreads.
- Zero transaction fees with 24/7 support.
- Fraud prevention and online account management.
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ Exceptional savings on fuel and maintenance | ❌ Focus on maintenance discounts may not suit all fleets |
| ✅ Zero transaction fees reduce costs further | ❌ Limited advanced reporting features |
| ✅ User-friendly online management tools |
RTS Fuel Card
RTS Fuel Card helps truckers save about 25 cents per gallon. Discounts are available at more than 3,000 fuel stations across the country. The RTS Pro Mobile App assists drivers in locating the lowest fuel prices along their routes.
This card has tools to prevent fraud, flexible credit options, and no annual fees. This makes it a great choice for managing fuel costs in trucking businesses.
Product Highlights
- Save an average of 25 cents per gallon.
- Discounts available at 3,000+ stations, including Pilot Flying J.
- Fraud prevention tools with a card lock feature.
- Flexible credit options with no annual fees.
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ Substantial savings per gallon | ❌ Limited fuel station network compared to other cards |
| ✅ Flexible and secure card usage | ❌ Savings depend on usage within the RTS network |
| ✅ No annual fees or contracts |
Pilot Fleet Card
Pilot Fleet Card is a fuel card made for truck owners, helping them save on fuel and manage costs easily. It works at over 800 Pilot Flying J and One9 locations, offering competitive fuel prices, no monthly fees, and quick credit approvals. Drivers can also earn rewards for every gallon through the PushForPoints® program.
This card is a smart choice for truck owners who want to save money and simplify their operations. With easy access to fuel, a great rewards system, and flexible credit options, the Pilot Fleet Card keeps your fleet running smoothly and affordably.
Product Highlights
- Accepted at 800+ Pilot Flying J and One9 locations.
- Offers competitive fuel pricing for truck fleets.
- No monthly fees for straightforward expense management.
- Quick credit approvals with higher limits.
- Earn up to 5 points per gallon through PushForPoints®.
Pros and Cons
| Pros | Cons |
|---|---|
| ✅ Saves money with competitive fuel prices | ❌ Not valid for gas-only fleets |
| ✅ Earns rewards for every gallon | ❌ Restricted to Pilot Flying J and One9 locations |
| ✅ No hidden fees or monthly charges | ❌ Rewards reset monthly, requiring consistent use to maximize benefits |
| ✅ Offers flexible credit options for fleets |
Conclusion
Selecting the right fuel card is critical for truck owners to reduce costs and manage fuel expenses effectively. Cards like the Matrack Fuel Card help drivers save money by directing them to the cheapest gas stations. Other cards, such as the WEX Fleet Card and Fuelman Fuel Card, offer strong tracking and control features. Each card caters to specific needs, from simple fuel savings to comprehensive expense management.
The decision ultimately comes down to your business priorities. These fuel cards help trucking businesses in several ways. They maximize savings per gallon.
They provide access to a large network of stations. They also offer advanced controls to monitor expenses. Evaluate the features and choose the one that aligns with your fleet’s requirements.